What Are the Credit Score Requirements for a Mortgage Loan Versus a Hard Money Loan?

What Are the Credit Score Requirements for a Mortgage Loan Versus a Hard Money Loan?

Mister Hard Money
Published on: 19/06/2025

When it comes to securing financing for real estate, your credit score plays a crucial role—but how much it matters depends largely on the type of loan you’re seeking. Traditional mortgage lenders and hard money lenders evaluate borrowers in very different ways, and understanding these differences can help you choose the loan that best fits your situation.

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